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Our company works closely with many large and stable Latvian banks to offer favourable loans for purchasing real estate. This service is especially useful for non-residents since all issues regarding a mortgage will be resolved in the shortest possible time and with the most favourable terms.

The growing demand for loans is directly related to amendments of the Immigration Law, adopted in 2010, according to which foreign nationals have an opportunity to obtain a temporary residence permit for 5 years and a Schengen visa, in exchange for investments and the purchasing of real estate inLatvia. Because of this, the list of bank services for non-residents has grown significantly, and the process for obtaining a loan has become more accessible and simplified.

In cooperation with the banks, we will settle all formalities related to obtaining a loan, and will provide you with all the necessary information about the required documents, as well as choosing the loan terms that are most favourable for you, in virtually no time at all.

Basic conditions*:

 
Terms and conditions:

- Minimal loan sum: EUR 20 000, the USD equivalent;
- Loan sum – up to 75% of the collateral market value, performed by company accepted by bank (in case of real estate purchase);
- Loan term – up to 20 years (in case of real estate purchase);
- Interest rate for use of the loan - starting from 4,65% + 6M Euribor/USD Libor;
- Commission for the execution of a new mortgage loan – 1,5-2% of the loan sum;
- Commission for the execution of an escrow account – from EUR 71,-

Necessary documents for loan applications:
 

- A bank customer's form, a loan application,  and an application for opening a current account;
- Income documents: a document confirming your income, such as an NDFL2 form, bank account statements for the last 6 months, and a certificate from your place of employment;
- A valuation of the property to be purchased by the company agreed with the bank;
- Other documents may also be required: completed form of Application for Guarantee acceptance, draft of the Purchase agreement or Letter of intent.


* Please note that the basic conditions presented afore may vary in different banks and are informative only.  Detailed information is available during the  consultation in the specific bank when applying for a mortgage loan.


 

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To buy
ID 2833

Riga / Centre / Eksporta (Centre)

Renovated house

Size: 57m 57 m2

Floor: 
              	              			3/
              	              	5 3/ 5

Rooms: 2 2

Rooms: 2 2

130 000 EUR

...

To buy
ID 2988

Riga / Centre / Caka

Renovated house

Size: 58m 58 m2

Floor: 
              	              			4/
              	              	5 4/ 5

Rooms: 2 2

Rooms: 2 2

Sold

...

To buy
ID 1566

Riga / Centre / Brivibas (Centre)

Renovated house

Size: 144m 144 m2

Floor: 
              	              			6/
              	              	6 Elevator 6/ 6 Elevator

Rooms: 4 4

Rooms: 4 4

480 000 EUR

To buy
ID 2395

Riga / Centre / Gertrudes

Historical building

Size: 98m 98 m2

Floor: 
              	              			3/
              	              	5 3/ 5

Rooms: 3 3

Rooms: 3 3

Sold

To buy
ID 3609

Jurmala and region / Melluzi / Melluzu Prospekts (Melluzi)

Renovated house

Size: 145m 145 m2

Floor: 
              	              			5/
              	              	5 Elevator 5/ 5 Elevator

Rooms: 4 4

Rooms: 4 4

480 000 EUR

Long term rent
ID 1694

Riga / Centre / Tomsona

New project

Size: 119m 119 m2

Floor: 
              	              			5/
              	              	9 Elevator 5/ 9 Elevator

Rooms: 3 3

Rooms: 3 3

Rented out

To buy
ID 3453

Riga / Imanta

New project

Size: 130m 130 m2

Floor: 
              	              			5/
              	              	24 Elevator 5/ 24 Elevator

Rooms: 3 3

Rooms: 3 3

190 000 EUR

...

To buy
ID 3136

Riga / Jugla / Ciemupes

New project

Size: 130m 130 m2

Floor: 
              	              			1/
              	              	12 Elevator 1/ 12 Elevator

Rooms: 4 4

Rooms: 4 4

134 000 EUR

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