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Our company works closely with many large and stable Latvian banks to offer favourable loans for purchasing real estate. This service is especially useful for non-residents since all issues regarding a mortgage will be resolved in the shortest possible time and with the most favourable terms.

The growing demand for loans is directly related to amendments of the Immigration Law, adopted in 2010, according to which foreign nationals have an opportunity to obtain a temporary residence permit for 5 years and a Schengen visa, in exchange for investments and the purchasing of real estate inLatvia. Because of this, the list of bank services for non-residents has grown significantly, and the process for obtaining a loan has become more accessible and simplified.

In cooperation with the banks, we will settle all formalities related to obtaining a loan, and will provide you with all the necessary information about the required documents, as well as choosing the loan terms that are most favourable for you, in virtually no time at all.

Basic conditions*:

 
Terms and conditions:

- Minimal loan sum: EUR 20 000, the USD equivalent;
- Loan sum – up to 75% of the collateral market value, performed by company accepted by bank (in case of real estate purchase);
- Loan term – up to 20 years (in case of real estate purchase);
- Interest rate for use of the loan - starting from 4,65% + 6M Euribor/USD Libor;
- Commission for the execution of a new mortgage loan – 1,5-2% of the loan sum;
- Commission for the execution of an escrow account – from EUR 71,-

Necessary documents for loan applications:
 

- A bank customer's form, a loan application,  and an application for opening a current account;
- Income documents: a document confirming your income, such as an NDFL2 form, bank account statements for the last 6 months, and a certificate from your place of employment;
- A valuation of the property to be purchased by the company agreed with the bank;
- Other documents may also be required: completed form of Application for Guarantee acceptance, draft of the Purchase agreement or Letter of intent.


* Please note that the basic conditions presented afore may vary in different banks and are informative only.  Detailed information is available during the  consultation in the specific bank when applying for a mortgage loan.


 

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To buy
ID 2403

Riga / Bukulti

Detached house

Size: 700m 700 m2

Floor: 
              	              	              	3 3

Rooms: 9 9

: 2 300m 2 300 m2

Rooms: 9 9

: 2 300m 2 300 m2

Sold

To buy
ID 7555

Riga / Centre / Brivibas (Centre)

Renovated house

Size: 336m 336 m2

Floor: 
              	              			6/
              	              	7 Elevator 6/ 7 Elevator

Rooms: 6 6

Rooms: 6 6

Sold

...

To buy
ID 4281

Riga district / Baltezers

Size: 207m 207 m2

Floor: 
              	              	              	2 2

Rooms: 4 4

: 500m 500 m2

Rooms: 4 4

: 500m 500 m2

Sold

To buy
ID 6666

Riga / Centre / Akas

Renovated house

Size: 78m 78 m2

Floor: 
              	              			5/
              	              	6 Elevator 5/ 6 Elevator

Rooms: 2 2

Rooms: 2 2

Sold

To buy
ID 7654

Jurmala and region / Bulduri / Jasminu

New project

Size: 94m 94 m2

Floor: 
              	              			1/
              	              	3 Elevator 1/ 3 Elevator

Rooms: 3 3

Rooms: 3 3

Sold

To buy
ID 6563

Riga district / Saulkrasti

Detached house

Size: 175m 175 m2

Floor: 
              	              	              	2 2

Rooms: 6 6

: 956m 956 m2

Rooms: 6 6

: 956m 956 m2

Sold

To buy
ID 5373

Jurmala and region / Melluzi / Gravju (Melluzi)

Size: 150m 150 m2

Rooms: 5 5

: 600m 600 m2

Rooms: 5 5

: 600m 600 m2

Sold

Short term rent
ID 5430

Cesis un cesu district / Ligzdiņas

Renovated house

Size: 973m 973 m2

Floor: 
              	              	              	2 2

Rooms: 25 25

: 11 000m 11 000 m2

Rooms: 25 25

: 11 000m 11 000 m2

Sold

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